Q Hello doctor this is swathi...I want to know about my fathers health, he is 60 years old he drinks alcohol everyday and smokes every day, from many years, till now I have not seen him going to hospital/ clinic for any matter, he coughs a lot very badly the sound is very irritating, he will start over breathing when he does some work, he feels tired when he walks, I m scared about him, according to me there is no other way, we have to just leave him as we are not that affordable to give him good treatment, but I m trying to see if I can get some health insurance done for him, if you know any please suggest the insurance or any other way to come out of it ... please help me..
Based upon the data that you provided the most probable cause for your fathers complaints are lung disease due to regular smoking and liver damage caused due to alcohol. I know it is easier said than done, but the cheapest treatment fro him is complete abstinence from both. Taking health insurance is good idea but considering his age and addiction you will either have to pay higher premium or some disease may be denied of the coverage. Its better you contact insurance companies for further guidance.